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Math 163: Calculus III

Fall 2023

Contents [Top]

Discussion Seminars  [Top Contents]

         Slack 0: Understanding the Tech

Overview: The purpose of this assignment is to make sure that you know how to access the tech in this class.

Instructions: Answer the following and upload your results as a pdf into Gradescope (check your email for an invite to Gradescope).  Include the questions on your document

1.) General Questions: Name (and what you want to be called), major, and how many quarters have you attended Highline?
2.) Life questions: How concerned are you for your health (COVID, mental health)? Are you stable economically? How are you feeling about being a college student at this point in time in American history?  If you could change one thing about your Highline education, what would it be?
3.) Class/school: What (if anything) may I do as your instructor to support you at this time?
4.) Accessing the apps/web used in this class
        a.) Canvas: What is the class image?
        b.) WebAssign: How many "Check your understanding questions" are in, "12.1: 3D Coordinates"?  How will these questions impact you in this class?
        c.) Dusty's Webpage:
                - What stickers are on page two of the completed workalong for 12.1 of the class website? 
                - How many completed workalongs are linked on the class website?
                - How many minutes long is the 12.1 video? 
        d.) YouTube: Dusty is not (yet) a famous YouTuber.  Which of the video on his channel has the most views? 
                - Note: His daughter Melissa just moved back east to become an actress (@melissaruth4961 on YouTube and @wildlissaw2 on Instagram)
        e.) Slack: There are four channels we will use on Slack.  Please add a picture to your profile.
                - # General: This is where I will make announcements and you should ask general questions about the class (i.e., What sections are on the Assessment?)  Please post an audio clip of you pronouncing your name.
                - # checkunderstanding: This is where you will post questions and answers to "check your understanding questions"
                - # studygroups: This is where you can post about upcoming study groups.  Please share where and when you most often study math.
                - # random: You can post about club meetings, off campus gatherings, and fun stuff.
        f.) Gradescope: Upload your responses as a pdf into Gradescope under assignment "Slack 0"

Discussion Seminar I: Letters from Previous Students

Overview: The purpose of this assignment is to help you get the most from this class by having you reflect upon what former students have shared.

Instructions: Please read three letters from past students.  Use your observations of the letters and reflections upon your own skills and ablities as a mathematician to answer the following.  Include the questions on your document and bring a physical (paper) copy to class.

0.) What is your name?  In general, do you like to hear your name spoken?  (Dale Carnegie said: "Remember that a person's name is to that person, the sweetest and most important sound in any language.")
1.) Please read (at least) three letters from my former students. Please choose letters randomly using a random number generator.
2.) What is one similarily you have with these students ... one difference
3.) What are two habits they indicate will help you be successful?
4.) What are two questions/concerns that the letters address?
5.) Having read the letters, you now have a sense for how this class may foster broader math skills. What mathematical skills and abilities would you like to develop this quarter? If you need somewhere to start, here is an article on 10 skills and abilities that math students develop. 

 

Discussion Seminar II: Justice

Overview: The purpose of this assignment is to reflect on how the virtue "Justice" relates to mathematics, the study of math, and math classrooms (including this one). 

Instructions: Please read the chapter on Justice (here) from Francis Su's book Mathematics for Human Flourishing. Then answer the discussion questions below in writing. Include the questions on your document and bring a physical (paper) copy to class.

Note: It is around 15 pages long, but should be very readable.  Some math topics are referenced that you may not be familiar with.  That is okay and not required to answering the questions.  For more information on the book, a review is here and the Francis' talk that inspired the book is here.

0.) What is your name? Do you have a story to share about meeting someone with your same name?  (If so, go for it!  If not, that is okay too).
1.) If people have realized that the way we teach math needs to change, why hasn't it changed yet?  Who benefits from keeping it the same way it has always been?  Explain.
2.) All of us unwittingly harbor bias, so how can we mitigate bias in mathematical spaces?  Who is harmed by bias in mathematical spaces, and why?
3.) What inequities do you notice in mathematical spaces?  Who is harmed by those inequities?  Think deeper than the obvious answers.
4.) What can be done to make this class more equitable?  What can you do? we do? the teacher do?

Discussion Seminar III: The Seven Baby Steps

Overview: Later this quarter, we will learn some of the math about annuities (saving money) and amortization (borrowing money).  With an eye toward that future topic, this is the first in a series of Discussion Seminars aimed at personal finance. 

Instructions: I'm a big fan of radio guru Dave Ramsey because he offers a simple plan to build wealth and live/give like nobody else.  Read about Dave's Seven Baby Steps to financial success or (if you prefer) watch a video with the same content.

0.) What is your name and what is the best job you have ever had?
1.) Do you believe that you can be a millionaire?  If so, what is your plan to get there?
2.) Baby Step 1 is to save $1000 (or $500 if you are a broke college student).  Why is it important to have a little money in the bank?
3.) Dave is pretty hard on all forms of debt (car, credit cards, student loans, and even home loans).  He believes that we can all be financially debt free?  Do you believe this is possible for you?  Why or why not?
4.) What is the most helpful/exciting thing about Dave's plan?  What is the most ridiculous/scary part?

 Discussion Seminar IV: History of Calculus

Overview: The Calculus we learn today has some similarities and many differences to early calculus.  The purpose of this assignment is to better understand the history of the derivative (including its connection to limits).

Instructions: Please read The Changing Concept of Change: The Derivative from Fermat to Weierstrass by Judith Grabiner.  This is a little long and some more technical sections of the article have been marked and you may skip them if so inclined.  As you read, please answer the following.  Include the questions on your document and bring a physical (paper) copy to class.

0.) What is your name? What is a holiday that coincides with your birthday?  (My birthday is on the Independence Day of the Dominican Republic).
1.) What are the three things Newton and Leibniz did that were enough for them to be credited with inventing calculus?
2.) According to Dr. Grabiner (the author), what is the difference between the stages of discovery and invention?
3.) What did Newton seem to have in mind by the word, "limit."
4.) Why were eighteenth-century mathematicians more accustomed to computing than thinking?
5.) Who invented the delta-epsilon definition for the limit?  Is this something you have seen before?  If so, what did/do you think of it?
6.) How many years after Newton/Leibniz did it take for calculus to be considered a rigourous subject? 
7.) How does the history of calculus differ from the order in which calculus is introduced in math classes?  How do you think the current method is good/bad?

Discussion Seminar V: Saving for the Future

Overview: In the Baby Step seminar, Dave recommended saving 15% of your wages for retirement.  In this seminar we look at a form of saving for retirement called an "Annuity."

Instructions: Please watch this short and kinda boring video on the future value of an annuity.  Then answer the following.

0.) What is your name? Would you rather that no-one knew your name or that everyone knew you because of something embarrassing that you had done?  Why?
1.) What is an "Annuity"?  (Ask Google)
2.) What is the average return of the stock market over the last 30 years?  (Ask Google)
3.) Suppose you save $200/mo in the stock market earning 8% interest beginning at age 20.  How much will you have when you retire 45 years later at age 65?  How much total money will you have saved?  How much interest will you have earned?
4.) Suppose you retire with $1,000,000 (PV) invested at 8% and then withdraw an equal amount each month for the next 25 years until you have $0 (FV) left.  How much should you withdraw each month?  How much total did you withdraw?  How much interest will you have earned?
5.) These results in (3.) and (4.) were possible in part because they assumed an 8% interest rate.  Is it reasonable to predict an 8% return?  Why or why not.
6.) What are the pros and cons of beginning to save for retirement early?  How (if at all) does this impact you personally?

Discussion Seminar VI: Where Math Comes From?

Overview: This assignment asks you to take on one of the great mysteries of mathematics.  Have you ever wondered where math comes from?  Is mathematics discovered or invented?  At a simple level, this comes down to two facts that are in tension.  First, every mathematician we have ever heard of is human.  On the other hand, there is something that is seemingly transcendent about math: Why do pi, e, and the golden ratio keep appearing in our work and in nature?  Phrased another way, why aren't there citations in a math book?

Instructions: Please watch these short videos (Where Math Comes From? (video and video)) and then answer the following.

0.) What is your name?  How many of your family members have attended college and how (if at all) does this influence you?
1.) Why might some mathematicians believe math is invented?
2.) Why might other mathematicians believe math is discovered?
3.) Do you believe math is invented or discovered?  Why?
4.) How confident are you in your response?

Discussion Seminar VII: Divergent Series and the Loss of Certainty

Overview: While Power Series may be the "Swiss Army Knife" of function families, they have an Achilles heel.  They do not converge (work) everywhere and these trouble spots have caused confusion and questions in some of the most amazing mathematicians of the ages. 

Instructions: Please read Divergent Series and the Loss of Certainty.  Then answer the following.  Include the questions on your document and bring a physical (paper) copy to class.

0.) What is your name?  What is an ethical choice you have faced since the start of the pandemic?
1.) What was the original intent behind the creation/discovery of infinite series?
2.) What misunderstanding(s) led to the belief that 1/2 = 1-1+1-1+ ...?
3.) What did mathematicians do to fill in holes created by their vagueness and lack of proof?

Discussion Seminar VIII: Math millionaire mogul mindset moves (Borrowing Money)

Overview: In the Baby Steps, Dave outlines his plan for eliminating debt.  In this seminar we look "Amortzation" which is the math behind three kinds of debt (car loans, student loans, and house loans). 

Instructions: Everyone should answers questions 0, 1, 2, 4, and 5.  For question 3, please choose the topic most interesting to you and answer (just) those questions.

0.) What is your name? What is a story about how debt (or the lack thereof) has impacted you or someone you know?
1.) Ask Google, "What is amortization in a loan."
2.) Interest rates vary based upon the the type of loan and the purpose of the money.  What is the average rate in each category?
        a.) Car loan
        b.) Student loan
        c.) House loan
        d.) Personal loan
        e.) Business loan
        f.) Credit card rate
        g.) Payday loans (about)
3.) Choose ONE of the categories below to focus on.  I will provide specific scenarios, but you are free to change these to fit your situation.

Student loans
i.) Learn a little about student loans by choosing one of: video by Priya the influencer, video by white guy professional, article from college funding website, or article by Dave.
ii.)
What are words used in this lesson that you did not understand?
iii.) Which is better: a federal or private loan?  Why?
iv.) What is the difference between a federal loan being deferred and subsidized.
v.) What are the financial challenges of being an international student?
vi.) Google "Cost to attend ____" for five (or more) schools not named The University of Washington.  Include at least one elite private college, one religious college, and one state school in Washington.  For each university, record the (i.) name, (ii.) average cost before aid, and the (iii.) average cost after aid.
vii.) Suppose you graduate with $30,000 in student loans at 5.5% which you will repay with equal payments over the course of 10 years. 
Use the TVM solver on your calculator to determine your monthly payment.
viii.) How much will you pay over the life of the loan?  How much interest will you pay?
ix.) How do student loans impact your DTI and other financial goals?
x.) What percent of US college students graduate from college?  What happens if you take out student loans, but do not graduate college?
xi.) What is your plan for paying for college?

Car loans
i.) What are the pros/cons of buying a new car?  What are the pros/cons of buying a used car?
ii.) How many cars under $3k are available in this area?  How many cars between $3 and 5k are available?  (Note: These links are to cars for sale by owner and not available through a dealer).
iii.) Find a nice car on the list for about $5,000 ... what is its: year, make, model, and mileage.
iv.) Find the Kelley Blue Book value of this car if you were to get it from a dealer vs if you were to get it from a private party.
v.) Suppose you get a car loan for $5,000 at 13.5% for 72 months.  Use the  TVM solver on your calculator to determine the expected payment.
vi.) How much will you pay over the life of the loan?  How much interest will you pay?
vii.) Cars lose their value (this is called depreciation).  Estimate what your car will be worth when the loan is paid off.  To do this, find the Kelley Blue Book value of your same car, but choose one that is six years older with 6*12,000=72,000 more miles on it.
viii.) Most of us will buy a car at some point, what is your plan for purchasing a car?  How does this fit within your other financial goals?

Home loans
i.) What is the average cost of a house in Des Moines, WA?
ii.) The average down payment for first time home buyers is about 6%.  How much do you need to save for a down payment? (Note: For the sake of simplicity, we are ignoring loan origination fees)
iii.) If you make the down payment in (ii.), how big a mortgage (aka loan) will you need to purchase the house?  Use the TVM solver on your calculator.
iv.) What monthly payment can you expect to pay for the house?  Assume a 30 year fixed rate mortgage at the average house loan rate you found above.  (Note: For the sake of simplicity, we are ignoring taxes and insurance)
vi.) How much (down payment + monthly payments) will you pay for the house over the life of the loan?  How much interest will you pay?
vi.) Traditionally, you shouldn't spend more than 28% of your income on a mortgage.  How much would you need to make a month (and year) to be able to afford this house?
vii.) How much does a Software Developer make?  Could they afford this house?  What if they saved up a 20% down payment?  What if the house was $100,000 cheaper?  What if interest rates were 4%?  What are other ideas you have for making a home purchase affordable for you?
viii.) What is your plan for having/finding a place to live?

4.) There is an old proverb that says that the borrower is the slave of the lender.  How have you seen this play out (perhaps in your life or perhaps in that of someone else you know)?
5.) Do you think it is possible to be debt free in America?  What is it worth to you to be debt free?
 

Discussion Seminar IX: Letter to a Future Student

Overview: This week you have a chance to reflect, direct, and encourage a future student. 

Instructions: Please write a 1+ page letter to my future students.  Include the parts listed below, but you do NOT need to include these headings ... I mean, this is supposed to be a letter so make it look like one:-).

0.) PLEASE TYPE SO THE FUTURE STUDENT CAN READ WHAT YOU HAVE TO SHARE:-)
1.) Introduce yourself, what you are majoring in, and a bit about your background.
2.) What were some of the challenges you faced this quarter (personally or as a student) and how did you make it through?
3.) What advice do you have for being successful in a class taught by Dusty?
4.) What are the good parts of the flipped class model?  What made it challenging for you?
5
.) Please end your letter with something to encourage the reader.